How can I get help with my debt?
Our expert advice helps you deal with your debts and get the support you need. You can get advice online or over the phone, and we’ll recommend a range of practical debt solutions based on your situation.
Advice to help you deal with your debts:
Our team of debt experts help thousands of people a year to deal with their debt problems. With a combined experience of more than 25 years, you can be confident that our advice is always based on what’s best for you.
Our advice is impartial and confidential and we tailor our advice to your situation. We also provide a range of managed debt solutions and all the advice and support you need to help you deal with your debts.
Preparing for debt advice:
To make sure the advice and solutions we offer are correct and tailored to your situation, we need to know more about your financial situation.
If you’d prefer to get advice over the phone, we recommend gathering information about your finances, including income, outgoings and debts, before you call us and having them to hand. Once you are ready, please call us on 01925320853
We recommend collecting details about your living costs and the amount you pay towards any arrears, for costs like:
- Housing and utility bills
- Household services
- Food and housekeeping
- Living expenses
Then collect information about your income (including benefits, pensions and tax credits), and details of your debts.
We understand that most people will want a debt solution that will mean staying in their home. There are several debt solutions that won’t affect assets such as your home and any equity it may have.
If you’re insolvent and can’t afford to repay your debts in a reasonable time, some of the debt solutions available might require you to sell your home, remortgage or release some of the equity, depending on your individual situation.
However, you’ll be told about the risks associated with each available debt solution, so you can make an informed choice that’s right for your situation.